Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to Black Horse Car Finance! We are committed to protecting your privacy and ensuring that your personal data is handled with utmost care. This Privacy Policy outlines our practices regarding the collection, handling, and protection of information from users visiting our website and utilizing our services. By using our platform, you consent to the policies described here.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services linked from our platform. These entities have their own privacy practices, and we encourage you to review their policies before providing any personal information.

Processing Activities

Our Privacy Policy governs your interactions when:

  1. You sign up and use our applications as an authorized user.
  2. You visit our websites, including the linked pages within this Privacy Statement.
  3. You communicate with us via email, phone, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to provide and improve our services. Here’s a detailed breakdown:

  • Account Information: Details related to your user account creation and management, including usernames, passwords, and profile settings.
  • Payment Information: Credit card numbers, billing addresses, and transaction records required for processing payments.
  • Financial Information: Data about your financial status and creditworthiness obtained through our application process.
  • Purchase Information: Records of products or services you have purchased from us, including order history and preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device to personalize content and improve performance.
  • Location Data: Information about your geographical location when using our GPS-enabled services.
  • Feedback: Reviews, comments, and suggestions you share with us to enhance our products and services.
  • Social Media Information: Details from social media platforms when you connect your accounts for seamless login or sharing purposes.
  • Product Information: Search history, preferences, and interactions with product recommendations on our website.

We collect this data through various means: user input forms, account settings, browsing activities, automated tracking technologies (cookies, device identifiers), and third-party data providers.

Cookies

We use cookies to enhance your experience and understand how users interact with our platform. Cookies are small text files stored on your browser that serve different purposes:

  • Strictly Necessary: Ensure basic functions of the website, such as login sessions.
  • Preference: Remember user preferences for a personalized experience.
  • Analytics: Collect statistical data about site usage to improve our services.

You have control over non-essential cookies through our built-in Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes specified in this policy or required by applicable law. Once the retention period expires or when the purpose is fulfilled, we securely delete or anonymize the information.

Security Measures

Implementing robust security measures is crucial to safeguard your data:

  • Encryption: We use encryption protocols to secure data during transmission and storage.
  • Secure Third-Party Processing: Engaging reputable third-party service providers ensures that your data is handled with industry best practices.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services do not intentionally collect or solicit personal information from minors. If you believe we have collected such data, please contact us immediately at the details provided below.

Your Rights

Depending on your location and applicable laws, you have certain rights regarding your personal data:

  • Access, rectification, or erasure of your data.
  • Restriction on processing your information.
  • Right to portability, allowing you to move or copy your data.
  • Objection to how we use your personal data.
  • Non-discrimination for exercising your data protection rights.

To exercise these rights or make data-related inquiries, please contact our Data Protection Officer using the details provided in the ‘Contact’ section.

Changes to Policy

We reserve the right to update and modify this Privacy Policy at any time. Any changes will be posted on this page, and we encourage you to review it periodically for the latest information.

Contact Information

For any questions, concerns, or requests regarding privacy:

We value your trust in our services and are dedicated to maintaining the security and confidentiality of your personal data.